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Maryland Workers’ Comp Attorneys for Firefighters and EMTs

Hurt on the job, or diagnosed with a disease the job caused? Maryland gives paid and volunteer firefighters, fire fighting instructors, rescue squad members and advanced life support members something almost no other worker gets — a statutory presumption.

Maryland firefighters filed 735 workers’ compensation claims in FY2023, about 3.4% of every claim in the state and among the top ten industry categories. Source: Maryland Workers’ Compensation Commission, FY2023 Annual Report

Heart disease, hypertension and lung disease are presumed work-related, and fourteen enumerated cancers are too after ten years of service. There is no cost to talk to us.

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No upfront cost — ever.

At Pinder Plotkin, the initial consultation is free, whether by phone or in person. You have the right to an attorney, and we work on a contingency basis — you do not pay attorney fees up front while dealing with medical bills and lost wages, and our fee comes only after you win.

Millions recovered for clients every year Fighting for injury victims since 2002
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What the Maryland presumption actually covers

Md. Code, Labor & Employment § 9-503 gives fire service personnel the broadest presumption in Maryland law. Here is exactly what it reaches, and where it stops.

Heart, hypertension and lung disease

Presumed to be an occupational disease suffered in the line of duty for paid firefighters, fire fighting instructors, rescue squad members, advanced life support unit members and sworn members of the Office of the State Fire Marshal — employed by an airport authority, county, fire control district, municipality or the State.

Volunteers in those same roles are covered when they are covered employees under § 9-234, provided they met a suitable standard of physical examination before service.

There is no service-length requirement and no exposure-linkage element for these three conditions.L&E § 9-503(a)

Fourteen enumerated cancers

Leukemia, or prostate, rectal, throat, multiple myeloma, non-Hodgkin’s lymphoma, brain, testicular, bladder, kidney or renal cell, thyroid, colon, ovarian, or breast cancer.

Two extra elements apply here that do not apply to heart, hypertension or lung: ten years of cumulative service within the State as a firefighter, instructor, rescue squad member or ALS member (or a combination of those roles), and the disease must be caused by contact with a toxic substance encountered in the line of duty.L&E § 9-503(c)

The condition must disable

For every branch of § 9-503, the condition has to result in partial or total disability or death. A diagnosis on its own does not carry the presumption.L&E § 9-503(a)(2), (c)(3)

A permanency award for a public safety employee is also paid at a higher rate — a Tier 1 award is paid at the Tier 2 rate under § 9-628(h). That matters more than it sounds: about three quarters of Maryland permanency awards fall in the 0–74 week band (6,479 of 8,611 in FY2024), which is exactly where the bump applies.

The burden never comes back to you. Maryland’s highest court applied that rule in City of Frederick v. Shankle, 367 Md. 5, 785 A.2d 749 (2001), which rests on Montgomery County Fire Board v. Fisher, 298 Md. 245, 468 A.2d 625 (1983): this is a presumption of fact that stays in the case as affirmative evidence throughout, and that both the burden of production and the burden of persuasion remain fixed on the employer — neither ever shifts to the claimant. An employer’s expert may not simply deny or contradict the presumption because the expert disagrees with the premise behind it. Rebuttal has to be claimant-specific evidence about you, not a general attack on the legislature’s reasoning.

The mesothelioma gap. In 2022 the International Agency for Research on Cancer classified occupational exposure as a firefighter as carcinogenic to humans (Group 1), and found sufficient evidence in humans for exactly two cancers: mesothelioma and bladder cancer. Maryland’s statutory list includes bladder and omits mesothelioma entirely. So the cancer with the strongest international evidence base of any firefighter cancer is the one Maryland does not presume. That claim has to be built on causation evidence under the ordinary occupational disease provisions, anchored on IARC Monograph 132 and the NIOSH firefighter cohort studies. If you have been told there is no case because mesothelioma is not on the list, that is not the end of the analysis.

As of October 1, 2026 — the hypertension track. Chapter 300 of the 2026 laws (HB 347, approved by the Governor on 28 April 2026) adds a distinct hypertension provision to § 9-503(a). A paid firefighter, fire fighting instructor, rescue squad member, advanced life support unit member or Office of the State Fire Marshal member is presumed to have a compensable occupational disease and is presumed disabled on four conditions: diagnosis by an authorized provider, 90 or more consecutive days of prescribed hypertension medication, at least two years of cumulative service, and current employment in a qualifying position.

What that removes is the requirement to show lost work time. Under the earlier text, § 9-503(a)(2) required the condition to result in partial or total disability or death, so a firefighter on blood pressure medication who never missed a shift had no claim. Two scope limits apply: the track covers paid personnel only, and it covers the fire service classes only — police officers, deputy sheriffs and correctional officers under § 9-503(b) are not included. Chapter 300 also bars disability retirement benefits for the same condition, subject to collective bargaining exceptions, and requires a separate claim application for heart or lung disease.

Know the law

Do firefighters get special protection under Maryland's workers' comp law?

Presumed occupational diseases

Maryland law presumes certain illnesses — hypertension, heart disease, and specific cancers after 10 years of service — are caused by the job for firefighters, rescue squad members, firefighting instructors, and some volunteer firefighters. It’s the employer’s or insurer’s burden to prove otherwise (§ 9-503).

Enhanced disability benefits

If a firefighter suffers a partial disability, the benefit is calculated on a higher tier — in many cases, roughly double what a civilian worker would receive for a similar injury.

Step by step

What steps should I follow after a workplace injury in Maryland?

1

Tell your employer you're hurt

Report it in writing or verbally within ten days of the injury. If you develop an occupational disease, you must report it to your employer within one year of discovering the illness.

2

Follow your doctor's instructions

Get to a doctor as soon as you can and follow your healthcare provider's instructions. Tell them about your injury in detail so you get the proper treatment — and so the record ties your condition to the job.

3

Keep a written record of your injury and symptoms

Your healthcare provider will record your injury, but it helps to document it yourself too — how it happened, your symptoms, and the treatment you're getting.

4

Take photos of your injury if visible

Photograph the injury if it's visible. Photos can serve as evidence of the extent of your injuries even after they heal, and can help show the cause of the injury.

5

File a workers' compensation claim

File your claim with the Maryland Workers' Compensation Commission with the help of a workers' compensation attorney, who can handle the paperwork and legal steps needed within the filing deadline.

Know the law

Presumed occupational illnesses and diseases

Firefighters and EMTs diagnosed with certain cancers after 10 years of service — including prostate, throat, leukemia, brain, rectal, multiple myeloma, breast, non-Hodgkin’s lymphoma, testicular, bladder, kidney (renal cell), thyroid, colon, and ovarian cancer — are presumed to have developed cancer because of the job. It’s up to the employer or insurer to prove otherwise.

Heart disease & hypertension

Hypertension and heart disease are presumed to have occurred on the job for firefighters, rescue squad members, firefighting instructors, employees of the Office of the State Fire Marshal, and some volunteer firefighters — though you must show the condition impairs your ability to perform your job duties.

Hearing loss claims

Hearing loss or tinnitus isn't a presumed occupational illness, but Maryland's workers' comp benefits cover it if you can show the severity of the loss, the damages it caused, and that on-the-job conditions caused it.

Retired or pre-existing diagnosis

If you're retired, you may still be entitled to file a claim for one of these conditions. Some firefighters diagnosed before joining the department may also be entitled to benefits — take steps to protect your rights.

Who's covered

Rescue squad members, firefighting instructors, employees of the Office of the State Fire Marshal, and some volunteer firefighters may also receive benefits under this provision, alongside career firefighters and EMTs.

How we help

How Joshua Fannon and our team help your claim

An insider's view

Joshua Fannon, Esq. is a 25-year Baltimore City Fire Department Battalion Chief and the elected President of IAFF Local 964. He reads incident reports and medical records the way they were written — from inside the firehouse.

Presumption & pension expertise

As a Maryland-certified Cardiac Rescue Technician and the elected Active Fire Trustee on the Baltimore City Fire & Police Employees Retirement System, he understands how a presumption claim fits with your pension.

Backed by the full team

Managing attorney Jason Plotkin, who comes from a family of first responders, leads the team behind him — so your claim gets both an insider's read and firm-wide support.

The money question

What can I recover, and what's my claim worth?

Unlike a typical injury claim, Maryland workers' comp benefits are set by statute — not negotiated case-by-case with an insurance adjuster. You may be entitled to:

  • Medical Care
  • Compensation for Lost Wages
  • Disability Compensation
  • Rehabilitation Costs

As with other workers' comp claims, you generally receive two-thirds of your average weekly wage as compensation while you're out of work.

How is lost-wage compensation calculated?

Temporary total disability pays two-thirds of your average weekly wage while you’re unable to work, capped at the state average weekly wage (§ 9-621). Under the 14-day/3-day waiting rule (§ 9-620), if you’re out fewer than 14 days, the first 3 days aren’t paid unless your disability continues 14 days or more.

How is permanent impairment calculated?

Maryland pays permanent partial disability awards in tiers based on the length of the award: under 75 weeks is paid at one-third of your average weekly wage (§ 9-628); 75 weeks or more is paid at two-thirds of your average weekly wage, with a higher cap on longer awards (§ 9-629, § 9-630).

Workers' comp claim vs. third-party claim

Your workers’ comp claim is against your employer’s insurer and doesn’t depend on fault — but it also doesn’t pay for pain and suffering. If someone other than your employer helped cause your injury, you may also have a separate third-party claim that can recover more. We look at both so you don’t leave money on the table.

Am I covered as an independent contractor?

Maryland workers’ comp generally covers employees, not true independent contractors. But workers are often misclassified — if your employer controlled how and when you did your work, you may be covered even if you were labeled a contractor. It’s worth letting us take a look before you assume you have no claim.

Who we help

Workers' comp claims we handle across Maryland

General workplace injuries

Firefighters & EMTs

Police officers

Correctional officers

Public safety employees

Whatever your role, if you were hurt on the job across Maryland, Maryland's workers' compensation system is built to get you medical care and wage-replacement benefits. Some public-safety roles carry additional statutory protections — see our pages for firefighters & EMTs, police officers, correctional officers, and public safety employees below.

Firefighter & EMT workplace injury statistics across Maryland

Workplace injuries are more common than most people realize, and Maryland’s no-fault system gives injured workers real protections — including some added protections for public-safety roles.

735Workers’ compensation claims filed by Maryland firefighters in FY2023 — 3.4% of every claim in the stateSource: Maryland Workers’ Compensation Commission, FY2023 Annual Report
14cancers carry a workers’ compensation presumption for Maryland firefighters — thyroid, colon and ovarian were added in October 2024Source: Md. Code, Labor & Employment §9-503(c)(1)
6.3EMT and paramedic deaths per 100,000 full-time workers — higher than the rate for all U.S. workersSource: NIOSH / Journal of Safety Research, EMS fatality study

These occupational-disease presumptions come from Md. Code, Lab. & Empl. § 9-503, and presumption claims are filed with the Maryland Workers’ Compensation Commission — the same agency that handles every Maryland workers’ comp claim.

Baltimore City

  • Nearest ER for a serious on-the-job injury: University of Maryland Medical Center / R Adams Cowley Shock Trauma Center (downtown Maryland, Level I trauma center).
  • Report the injury to your employer within 10 days.
  • File your claim with the Maryland Workers' Compensation Commission (10 E. Baltimore St., Baltimore, MD 21202).

Baltimore County

  • Nearest ER for a serious on-the-job injury: MedStar Franklin Square Medical Center (Rosedale).
  • Report the injury to your employer within 10 days.
  • File your claim with the Maryland Workers' Compensation Commission (10 E. Baltimore St., Baltimore, MD 21202).

Anne Arundel County

  • Nearest ER for a serious on-the-job injury: Luminis Health Anne Arundel Medical Center (Annapolis) and UM Baltimore Washington Medical Center (Glen Burnie).
  • Report the injury to your employer within 10 days.
  • File your claim with the Maryland Workers' Compensation Commission (10 E. Baltimore St., Baltimore, MD 21202).

Howard County

  • Nearest ER for a serious on-the-job injury: Johns Hopkins Howard County Medical Center (Columbia).
  • Report the injury to your employer within 10 days.
  • File your claim with the Maryland Workers' Compensation Commission (10 E. Baltimore St., Baltimore, MD 21202).

Harford County

  • Nearest ER for a serious on-the-job injury: UM Upper Chesapeake Medical Center (Bel Air, 24/7 emergency department).
  • Report the injury to your employer within 10 days.
  • File your claim with the Maryland Workers' Compensation Commission (10 E. Baltimore St., Baltimore, MD 21202).

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Keep reading: more on Maryland workers' comp for firefighters & EMTs

Watch: the Pinder Plotkin team on Maryland workers' comp

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TV Interview: Jason Plotkin on Midday Maryland
Josh's Story
Jason's Impact Award - First Responders
Lt. Derrick Manning: Unsung Hero
Arthur "Squeaky" Kirk's Legacy
Rich Langford on Giving Back

Maryland Firefighter & EMT Workers' Comp FAQs

What are "presumptive" illnesses, and how do they help my claim?

For firefighters and EMTs, Maryland law presumes certain cancers, heart, and lung diseases are work-related. Our firm uses this legal presumption to build your case and fight for the full benefits you are owed for these occupational illnesses.

My cancer or heart disease claim was denied. What can you do?

Insurers often dispute these complex claims. Our job is to fight back by using the powerful legal presumptions and medical evidence to prove your condition is job-related and secure the compensation you deserve.

What are the "enhanced benefits" for firefighters, and how do you help me get them?

Public safety officers are entitled to enhanced compensation for permanent disabilities. We have specific experience with these unique benefits and fight to ensure your final award reflects the higher level of compensation you are owed by law.

Why do I need a lawyer who handles firefighter/EMT claims?

These cases are governed by special rules and presumptions not found in typical workers' comp claims. Our focused experience ensures we know how to navigate this unique system and maximize the benefits available only to public safety personnel.

How does your firm handle the entire claim process for me?

From filing the initial claim to fighting a denial in court, we manage every step. This allows you to focus on your health and family while we handle the complex legal work required to win your case.

Do I need 10 years of service to qualify for the presumption?

Only for cancer. The cancer presumption requires at least 10 years of cumulative service plus contact with a toxic substance in the line of duty. Heart disease, hypertension, and lung disease have no minimum years-of-service requirement — what matters is that the condition results in disability.

Can a retired firefighter or EMT still file a claim?

Often, yes. An occupational-disease claim generally must be filed within two years of “disablement” — when the condition disables you or you first learn it is work-related (§ 9-711) — not from your last shift. A disease that manifests after you leave the department can still be timely, so do not assume you have missed your window.

Are EMTs and paramedics covered, or only firefighters?

Covered. The same § 9-503 presumptions reach advanced life support unit members (EMTs and paramedics), rescue squad members, and fire instructors — not just firefighters. Qualifying volunteers must have passed a pre-service physical.

Visit our offices

Three Maryland offices — Baltimore (Nottingham), Laurel and Bel Air — and we travel statewide to meet clients who cannot travel to us. Call (888) 844-5373 to schedule a visit.

Baltimore (Nottingham)

4300 Ridge Rd.
Baltimore, MD 21236
Get directions

Laurel

329 Prince George St.
Laurel, MD 20707
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Bel Air

121 Archer St.
Bel Air, MD 21014
Get directions

How do I find out which hearing center my workers’ comp claim is at?

Three places tell you. The hearing notice the Commission sends names the site, the room and the time. The same details sit next to your claim in CompHub, the Commission’s online claim system. And the Commission posts its daily dockets online, so you can look the site up the day before. If we represent you, we confirm the location with the Commission before every hearing and tell you exactly where to go and when to be there.

Where you file your claim

A Maryland workers’ compensation case starts when you file an Employee Claim Form with the Maryland Workers’ Compensation Commission. You can file it online through CompHub — there is an option for people who would rather not set up an account — or file by mail or in person at the Commission’s office, 10 East Baltimore Street, 4th Floor, Baltimore, MD 21202. The Commission’s number is (410) 864-5100, or 1-800-492-0479 toll free from outside the Baltimore area. Reporting the injury to your employer is a separate step — telling your boss does not file your claim.

Maryland Workers’ Compensation Commission hearing sites

The Commission hears cases in Baltimore City and at six regional sites.

Baltimore City (CIT)

4th Floor Hearing Rooms
10 East Baltimore Street
Baltimore, MD 21202

Abingdon (ABD)

3465 Box Hill Corporate Center Drive, Suite E
Abingdon, MD 21009

Beltsville (BEL)

4780 Corridor Place, Suite D
Beltsville, MD 20705

Cambridge (CBG)

Blackwater Corporate Center
828 Airpax Road, Suite 400
Cambridge, MD 21613

Cumberland (ALC)

Comfort Inn & Suites
1216 National Highway
Cumberland, MD 21502

Frederick (FRK)

Ridgecrest Center
1890 North Market Street, Suite 200
Frederick, MD 21701

La Plata (LAP)

Olde Towne Center
403 East Charles Street
La Plata, MD 20646

Sites and hearing rooms change. Always go by the location on your hearing notice, and call the Commission or your attorney if anything about it is unclear.

Serving All of Maryland

We handle workers' compensation cases for Maryland firefighters and EMTs throughout Maryland.

All 23 Maryland counties and Baltimore City

We take cases anywhere in Maryland. The figure on each card is the number of workers' compensation claims the Commission received from that jurisdiction in fiscal year 2023 — the last year the Maryland Workers' Compensation Commission published a jurisdiction-by-jurisdiction breakdown. Claim volume tracks how many people work in a jurisdiction, not how dangerous it is. Each name links to its official local government website.

Statewide, Maryland workers filed 21,837 claims with the Commission in fiscal year 2025, down from 22,149 in fiscal year 2024. The Commission no longer publishes that total broken down by jurisdiction, which is why the figures above are dated FY2023.

Source: MDOT Zero Deaths Maryland jurisdiction crash data summaries, 2023. Statewide totals: 577 fatal crashes and 621 traffic deaths.

Rooted in Maryland

Jason Plotkin was born and raised here, and he has lived in six Maryland jurisdictions — Baltimore City, Baltimore County, Montgomery County, Howard County, Allegany County and Worcester County. Mountains to shore. That is not a marketing line; it is where he has actually lived.

Marc Hassan, Tony Balasamo and Joshua Fannon were born and raised in Maryland too, and Christian Miele served in the Maryland House of Delegates. When you work with our firm, you are working with people who know this state — its roads, its courts and its neighbors.

Jason Plotkin, Managing Attorney, Pinder Plotkin Legal Team

Hurt on the job as a Maryland firefighter or EMT? Let's talk.

Free case review, no pressure, no fee unless we win. Reach out and one of our attorneys will walk you through your options.

Call (888) 844-5373